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eCommerce

Whether you are new to eCommerce, or are a seasoned veteran, we are here with solutions.

- We maintain relationships with all the major gateway providers.
- We have negotiated discounted rates from Authorize.net, the largest gateway provider in the country.

Are you looking for a web developer to help you move from PayPal to your own less expensive processing account?

- We will counsel with you and facilitate the process.
- We will connect you to the resources and trusted professionals you need.

New to web processing?  Check the basics we’ll address to make sure you are dialed-in:

FOR STANDARD U.S. ACCOUNT, THE E-COMMERCE SITE MUST HAVE ALL OF THE FOLLOWING IMPLEMENTED ON THE WEBSITE BEFORE SUBMITTING TO UNDERWRITING:

 - Terms and conditions: must include the terms and usage of website (in details)
 - Privacy Policy: must also ensure they do not provide 3rd party with any of customer’s info. (card holders info must remain private at all times)
 - Refund policy: Refund policy must be disclosed prior to the sale completion.
 - Shipping policy: must be clearly stated on website with timeframe of delivery.
 - Customer service: Multiple methods of contact must be provided for the consumers to    cancel or request refunds. (ex: email, phone number, mailing address).

EACH OF THE ABOVE MUST BE ON ITS OWN TAB, AND MUST BE VISABLE TO THE CUSTOMER.

Ensure the following is on merchant’s site before submission for approval:

 - Secure checkout (must have HTTPS://)
 - No OFAC countries can be present on site
 - Detailed product descriptions (Merchant must be clear on the product/service being offered).
 - Merchant must show currency in US dollars.
 - Billing descriptor must be consistent with the website name and marketing materials.
 - User name and Password if the merchant requires a customer registration process to check out.

OFAC Country List:

Balkans, Belarus, Burma, Ivory Coast, Cuba, Liberia, Democratic Republic of the Congo, Iran, Iraq, North Korea, Sudan

We do have special platforms for eCommerce sites which fall outside normal Underwriting guidelines. 

Please Contact Us